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What will Long-Term Care Insurance Cover?

What will Long-Term Care Insurance Cover?

Long-term care insurance is designed to pay benefits for the elderly in need of daily medical services, such as an at-home nurse, room and board in an assisted living facility, adult daycare, respite care, hospice care, and/or medical supplies needed for daily living.

Depending on the insurance company offering the services and the policy selected, the menu of benefits will vary. The more benefits offered the higher the premium for the policy.

For more information on long-term care insurance, see “How Much Will Long-Term Care Insurance Cost?” and Should I Buy a Long-Term Care Policy?

Keywords: medical expenses, insurance companies, long-term care insurance,