Budgeting is the act of planning accounts for the future. A cash budget plans out the expected cash flow of a business.
Sales and production estimations are used along with historical cash flow data to project where money will come from and where it will be spent in the months ahead. A cash budget tends to be laid out on a monthly basis.
Accounting is the documentation of the outlay of all expenses and income from the past, while budgeting is act of building an outlay for the future. A cash budget tries to ensure that there is more cash coming in than going out; any excess cash can be rolled forward into the budget plans for the following months, and this is called a cash roll.
If a company decides it does not have enough liquidity to operate in the future, they may use a factoring company give them a loan on their receivables, or take another sort of loan, or issue bonds, which are a form of debt.
Employers make the decision to establish a 40(k), but it has to be good enough for employees to want to participate
Cash balance plans are a type of pension in which the benefit is stated as a future account balance rather than an income
Dow Theory is probably the longest-standing analysis methodology still used in modern finance
To calculate the debt ratio, one only needs to divide total liabilities (i.e. long-term and short-term) by total assets
“Buying the dips” is a bullish description of investing in stocks whose prices have gone down
The truest definition of a Bank Draft is a check written with the certification of a customer’s bank
The Federal Trade Commission (FTC) was originally created to encourage market competition and to protect consumers
Ethereum has a Turing-complete platform built into it that allows the blockchain to function like a large distributed computer
The Symmetrical Triangle Top pattern forms when a currency pair price fails to retest a high or low and forms two trend lines