Operating leverage is a measure of how critical each sale of a company is to overall cash flow. If a company has high operating leverage, it means that it relies on fewer sales with very high gross margins, versus a company with low operating leverage that experiences higher levels of sales with lower gross margins. As an example, a convenient store has less operating leverage than a business that sells yachts. Continue reading...
Specialty insurance, a niche within the broader insurance industry, caters to unique and specialized needs that often go beyond the coverage provided by standard insurance policies. This sector focuses on safeguarding items and assets that hold exceptional value or require specialized protection. Whether it's insuring a rare collector's item, a high-value residence, recreational vehicles, sailboats, or even unique assets like horses, farms, and fine art collections, specialty insurance providers have carved a niche for themselves. In some instances, specialty insurance complements existing auto, home, and umbrella policies, offering comprehensive protection. Continue reading...
Explore the thriving home furnishings sector with our latest financial analysis. Dive into the 2023 market leaders like Wayfair and RH, and learn how urbanization and e-commerce are reshaping the industry. Get ahead in your investment strategy with our expert insights on the top home furnishings stocks to watch now. Continue reading...