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What is Subordinated Debt?
Subordinated Debt is a junior security which will be serviced after the Unsubordinated Debt in the event of a company bankruptcy. Subordinated Debt has been deemed less important than the Unsubordinated Debt that a company has taken on, in terms of what priority it will have for payment in the event of company default. The amount of money and length of term on the loan are considerations when making this distinction. Continue reading...
What Drives the USD/CAD Currency Pair and How Can Traders Capitalize on It?
Venture into the captivating realm of the USD/CAD forex trading world. This dynamic currency pair, representing the U.S. Dollar and Canadian Dollar, offers traders a unique dance of economic forces, historical shifts, and strategic opportunities. From its historical roots, marked by moments of parity and economic upheavals, to the intricate dance influenced by oil prices and central bank policies, the USD/CAD pair stands as a luminary in the forex market. Whether you're a seasoned trader or a newcomer, the USD/CAD narrative provides a rich tapestry of insights, strategies, and potential rewards. Dive deeper to understand the symphony of factors that shape its movements and learn how to harmonize with trading strategies that can enrich your forex journey. Continue reading...
What is triple witching?
Triple witching hour is when three types of derivatives expire at once, which happens once every quarter in the US. It typically results in irregular or volatile movements in the markets. When stock market index futures, stock market index options and stock options all expire at the same time, the hour before close is called the Triple Witching Hour. This occurs on the third Friday of March, June, September, and December in the United States between 3:00 PM and 4:00 PM Eastern time. Continue reading...
Who is Satoshi Nakamoto?
The pseudonymous inventor(s) of bitcoin and blockchain technology, Satoshi Nakamoto, likely walks among us today. Satoshi Nakamoto was the pen-name of the author(s) who anonymously gave the world the design and code for bitcoin and blockchain technology. Penning a white-paper entitled “Bitcoin: a Peer-to-Peer Electronic Cash System,” the author(s) described the need for a decentralized digital currency and proposed blockchain technology as the way to validate digital transactions with a distributed ledger. Continue reading...
What are Growth Mutual Funds?
Companies that generally have high P/E ratios, high expected growth rates, and that generally do not pay dividends are likely to be found in the portfolio of a growth mutual fund. Growth mutual funds invest in companies that are developing and/or have a high potential for growth, as the name implies. Growth Funds are typically riskier because the companies they invest in have a heightened chance of both profiting and failing. Continue reading...
How Did Ticker Tape Evolve from Analog to Digital?
From the rhythmic ticking of 19th-century machines to today's digital streams, ticker tape has revolutionized the way we view stock market data. Journey through time and uncover the fascinating evolution of this iconic financial tool. Continue reading...
Who Pays for Medicare?
Taxes pay for the entirety of Medicare part A. For the optional or supplemental policies which fall under the Medicare moniker, a regular premium may be due, but it’s still better than what premiums would look like if there were no Medicare. The Social Security Administration (website—here), which is funded by taxes deducted from your paycheck under FICA, or as part of the “self-employment tax,” administers both Social Security and Medicare. Continue reading...
What is the NZD/USD Currency Pair and Why is it Important?
The NZD/USD currency pair, affectionately known as the "Kiwi," is a significant player in the forex market. This pair reflects the relationship between the New Zealand dollar and the U.S. dollar, influenced by a myriad of factors ranging from agriculture and tourism to global trading dynamics and interest rates. Whether you're a seasoned trader or a newbie, understanding the NZD/USD pair is crucial for making informed decisions. This article offers a deep dive into the intricacies of the NZD/USD relationship, shedding light on the economic and global events that shape its movements. Join us as we unravel the world of the Kiwi. Continue reading...
B+/B1 — credit rating
B+ — S&P / Fitch B1 — Moody’s B+/B1 is within the range of ratings given to High Yield Bonds, also known as Junk bonds. B+/B1 is the 14th rating rating from the top rating of AAA/Aaa in the scales used by the Big Three credit ratings institutions, which are Fitch, Moody’s and S&P. They evaluate the fundamentals of companies, municipal entities, and their bond contracts to determine how much risk of default is present. The limit for the category of Investment Grade bonds is BBB-, and there are a few categories of BB above B. Continue reading...
Who is Jack Welch, and what is his historical significance?
Unlock the legacy of Jack Welch, a corporate giant. From humble beginnings to "Manager of the Century," his transformative leadership reshaped GE and corporate history. Dive into his impact and controversies in this enlightening exploration. #JackWelch #CorporateLeadership Continue reading...
What is the definition of USD (United States Dollar)?
Unlock the secrets of the United States Dollar (USD) - from its intriguing origins as the "greenback" to its global dominance today. Dive into its complex relationship with gold, international significance, and evolving role in the modern economy. Discover the power behind the $1 bill's nicknames and unravel the USD's captivating journey through history and finance. 🌐💰 #USDExplained Continue reading...
What is a Ponzi Scheme, and what are the key red flags that might indicate an investment is one?
Dive into the shadowy realm of Ponzi schemes, the infamous financial scams that have ensnared countless investors. This comprehensive exploration delves into the mechanics, history, and red flags associated with these deceptive investment strategies. From the tales of Charles Ponzi and Bernie Madoff to the differences between Ponzi and pyramid schemes, this guide offers a deep understanding of a persistent financial menace. Whether you're a novice investor or a seasoned financial professional, this exploration equips you with the knowledge to navigate the treacherous waters of financial fraud. Arm yourself with insights and stay one step ahead of the swindlers. Continue reading...
What is the Price-to-Earnings (P/E) Ratio and Why is it Important for Investors?
Dive into the captivating world of global finance, starting with the NZD/USD currency pair, a key player in the forex market. Discover the economic and global factors that shape its movements. Then, shift gears to stock valuation, exploring the renowned P/E ratio and its advanced counterpart, the PEG ratio. These metrics offer invaluable insights into a stock's worth and its growth potential. Whether you're a seasoned trader or an aspiring investor, this article provides a comprehensive overview of the NZD/USD dynamics and the tools essential for informed stock investing. Equip yourself with knowledge and navigate the financial markets with confidence. Continue reading...
What are the Projections for Social Security Benefits?
It looks like the Social Security Trust Funds may be depleted by 2037. The system can most likely continue while paying reduced benefits that come directly from the current social security taxes to the workforce. Estimates are that the Social Security Administration could pay about 70% of its obligations at that point. There is enough money to pay Social Security benefits at the current rate until about 2037. Continue reading...
What defines a seller in the context of commerce and trade?
Unravel the complexities of sellers in the vast landscape of commerce, finance, and real estate. From the basic definition to the psychological biases that influence their decisions, this guide offers a comprehensive look into the world of selling. Whether you're an investor, a business owner, or a curious reader, this exploration provides valuable insights into the dynamics of trade and exchange. Discover the strategies employed by sellers, the challenges they face, and the impact they have on the market. Equip yourself with the knowledge to navigate the intricate web of commerce and make informed decisions. Continue reading...
What Defines a Junk Bond in the Financial Market?
Junk bonds, often shrouded in mystery and intrigue, are a staple in the financial world. These high-yield bonds, while promising attractive returns, come with their fair share of risks. What makes them "junky"? Why do some investors flock to them while others steer clear? This guide demystifies junk bonds, from their core definition to real-world examples like Tesla and Ford. Whether you're an investor seeking to diversify your portfolio or a curious mind eager to understand the financial market's intricacies, this comprehensive exploration of junk bonds offers insights into their allure, risks, and role in the investment landscape. Continue reading...
What are the properties of money, and how do they influence its functions and roles in society?
Dive into the core properties of money - Fungibility, Durability, Portability, Recognizability, and Stability. Discover how they shape financial functions and impact society. Explore money's evolution and role in our modern world. #FinanceInsights #MoneyMatters Continue reading...