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What was the Mt. Gox Incident?

What was the Mt. Gox Incident?

There have been many incidents where cryptocurrency has been stolen, but the Mt. Gox incident is the largest to date Mt. Gox was at one time the largest cryptocurrency exchange on the net, facilitating as much as 80% of global bitcoin trades, according to some sources. And then about 850,000 bitcoin suddenly went missing. At the exchange rate in 2014, when the problem came to light, that many bitcoin were worth about $450 USD. At the time of this writing, with Bitcoin at a high in 2017, that man... Continue reading...

What is Bitcoin lending?

What is Bitcoin lending?

The cryptocurrency community has opened up creative options for making money in the form of lending platforms. A few forms of lending exist for cryptocurrencies at the time of this writing. One way to do it is to make your funds available in a lending market facilitated by an exchange, such as Poloniex, where you can name your interest rate and allow other traders to use your funds for trading on margin. Continue reading...

Bitcoin’s Source Code, Pt 1: What Does Open-Source Mean?

Bitcoin’s Source Code, Pt 1: What Does Open-Source Mean?

Many examples of open-source software exist today, including the code for Bitcoin and other cryptocurrencies. “Open-source” describes software or code that is available for anyone to use, modify, study, or share without incurring any cost. In most cases, the open-source software has been created through unrestricted and collaborative community involvement, which is sometimes called “crowd-sourced.” The word “source” in this case refers to the source code that lays the foundation for software programs. In some cases, the same source code can be used as the foundation for many different software applications built on top of it. For example, the Valve Corporation’s game engine code, ironically named Source, has been used to create approximately 50 different games, many of them by independent developers using the open-source code. Continue reading...

What is Ease of Movement?

What is Ease of Movement?

The Ease of Movement (EMV) indicator measures the degree to which prices can be moved by a lower volume of trading. It was developed by Richard Arms, inventor of the Arms Index, which also attempts to quantify the relationship between price movements and volume. High positive values indicate a present tendency for prices to increase on low volume, and larger negative values indicate that prices are slipping lower but with relatively low trade volume. Continue reading...

How to use a Gann Fan in trading

How to use a Gann Fan in trading

W.D. Gann developed a suite of technical analysis tools around the 1930s, with Gann Fans being among the most essential in his toolkit. Gann fans are a collection of lines placed on a price chart that, in theory, help traders gauge potential price changes. Gann theorized that prices were likely to be sequentially bound by markers; that is, if a price broke through one marker, it would be likely to use the next ones as its new support or resistance level. The range between the lines gets wider the further they extend from the origin, which makes Gann fans suitable for long-term charting in which the number of traders and the size of total market cap grows over time. Continue reading...

What is the Herrick Payoff Index in Trading

What is the Herrick Payoff Index in Trading

The Herrick Payoff Index is one of the only technical indicators to combine price, volume, and open interest data for the analysis of futures, commodities, and derivatives. The Herrick Payoff’s main function is to elucidate whether money is flowing into – or out of – the derivative instrument in question. It can be useful for spotting divergences that may occur before prices change direction, or for confirming price trends. Continue reading...

Carbon Market Analysis: Top Stocks

In the dynamic world of stock markets, the carbon sector stands out as a unique and critical industry. This sector encompasses companies specializing in carbon-related products and chemicals, playing a pivotal role in various industrial and environmental applications. Activated carbon, a key product in this realm, is widely used for treating poisoning, purifying electroplating solutions, and removing pollutants. This article delves into six prominent players in this market: Clarivate Analytics (CLVT), Olympic Steel Inc. (KOP), Koppers Holdings Inc. (MT), Steel Dynamics (STLD), Olympic Steel, Inc. (ZEUS), and Orion Engineered Carbons S.A. (OEC), offering a comprehensive analysis of their financial health and market positions. Continue reading...

What Is Make to Order (MTO) Production Strategy?

Unlock the world of personalized production with the Make to Order (MTO) strategy. From tailored products to efficient inventory management, discover how businesses are revolutionizing the way they cater to modern consumer demands. Dive in to explore the future of customized manufacturing Continue reading...

What kind of venture capital funds exist?

What kind of venture capital funds exist?

Different venture capital firms focus on different types of funding. Some are more attuned to late-stage funding for proven companies who still have not gone public, while others prefer to help startups with bright futures. There are large venture capital firms, which might invest in any start-up company, as long as they think that the company has potential. There are also more narrow VC firms specializing only in one or a small number of industries, such as clean energy, or semiconductors. Continue reading...

What is an Earnings Recast?

An earnings recast is a revision of previous earnings reports, in which a company has made different choices with their accounting methodology that they feel are a better representation of their accounts. A common time to do this is after a company has divested itself of a subsidiary, when it will publish recast financial statements from the preceding years that show the company’s performance without the subsidiary being included. Continue reading...

Best Picks in the Steel Industry

In the world of investing, the steel industry has always been a barometer for economic health and industrial progress. As we navigate through 2024, the sector stands at a crossroads, shaped by dynamic changes in market demand, technological advancements, and geopolitical tensions. This article delves into the leading lights of the steel industry, focusing on the most notable companies that have not only weathered storms but are poised for growth. These firms include Vale SA (VALE), Nucor Corp (NUE), ArcelorMittal (MT), Cleveland-Cliffs (CLF), United States Steel Corp (X), and Enviri Corp (NVRI), each playing a pivotal role in the steel narrative. Continue reading...

What Happens When a Company Goes Bankrupt?

There is a hierarchy of which creditors and investors will be serviced first in the event that a company goes bankrupt. When a company goes bankrupt, it is unable to pay back the money that it borrowed. The higher the bond's rating, the less likely that the issuer will go bankrupt. To learn more about bond ratings, see “What are Bond Ratings?” The possibility of bankruptcy is the risk associated with investing in bonds - you can never know for sure if you will get your money back. Typically, bonds with higher coupons are riskier investments (again, the recurring theme of higher returns = higher risks!). For example, if you see a bond with a 30% coupon, there is (obviously) a greatly increased chance that the company will not be able to pay back your loan. Continue reading...

When Will Social Security Go Bankrupt?

When Will Social Security Go Bankrupt?

Most estimates project that the Social Security Trust Funds will be depleted by 2037. The system could still function at 70% of their full obligations by transferring cash flow directly from social security taxes to the retired beneficiaries, which most people don’t realize when they spread the news that the system is tanking. Adjustments to the system and interest rates could change how this plays out and keep it operating closer to full capacity. Continue reading...

What is Amortization?

Amortization is like giving a life span to a financial obligation, over a set number of years, and gradually killing-off the obligation with set payments. Amortization is the calculation of a fixed payment schedule over a set number of years to allow the repayment of a loan, such as a home mortgage. From an accounting standpoint, it can refer to the practice of spreading-out the cost of any intangible asset over time. For example, the IRS will allow a taxpayer to amortize the premium of a bond for deductions. Continue reading...

What Is Form 1099-NEC?

What Is Form 1099-NEC?

Form 1099-NEC, the Internal Revenue Service's (IRS) designated form for reporting nonemployee compensation, plays a vital role in the financial landscape of businesses and independent workers alike. This article aims to demystify this crucial form, explaining its purpose, key features, and how to navigate it efficiently. Form 1099-NEC is the IRS's solution to the confusion surrounding income and compensation reporting. Before 2020, all nonemployee compensation was reported in box 7 of Form 1099-MISC, causing headaches for many payers who faced dual-filing deadlines. Continue reading...

Which is Better for Me: a Roth or Traditional IRA?

The choice between a Roth IRA and a Traditional IRA depends on available discretionary income and financial situation. Both IRAs have the same contribution limits. The Traditional IRA goes in pre-tax (generally), grows tax-deferred, and is taxable as income on withdrawal. The Roth goes in after-tax, grows tax-deferred, and is not taxable upon withdrawal. That’s the primary difference. This will allow you to lower your current taxable income by making Traditional IRA contributions, which may seem more appealing in a number of ways. There’s the effect of immediate gratification that leads investors to favor this way, and the fact that you’re technically paying more (by the amount of taxes you paid on the after-tax Roth) to make the same current contribution to a Roth. Continue reading...

What if I Need the Money in My 401(k) Before I Retire?

What if I Need the Money in My 401(k) Before I Retire?

Withdrawals and loans can be taken out of a 401(k) before retirement, but the money may be subject to penalties, conditions, and taxes. It is quite common that 401(k) funds are needed before retirement, even though the IRS wants you to wait until you’re 59 ½, and will generally want to levy a 10% penalty on any premature withdrawals. Most plans allow employees to take non-taxed loans out on their balance, which may stunt the growth of the account which was intended for retirement, but if the funds are paid back on-schedule, as stipulated in the plan’s loan agreement, the employee can get back on track quickly. Continue reading...

What is a 10-k?

A 10-k is an annual filing required by the SEC for companies over a certain size, which provides the regulators with more detail than can be found in an Annual Report. If a company has over $10 Million in assets and equity shares divided among 500 or more people, it must file a 10-K within 60 days of the end of the fiscal year, as well as 10-Q filings quarterly, whether it is publicly or privately traded. The 10-K will include specific details that companies may not have put in their Annual Report to shareholders, such as executive compensation, subsidiaries, audited financial statements, lawsuits, and so on. Continue reading...

What are the Basics of Annuities?

Annuities are financial products/contracts generally sold by insurance companies to protect an investor’s assets against downside market risk and long life expectancies. Investors have to pay premiums/fees in order to secure the guarantees. Annuities are very important investment instruments, and can be an indispensable part of your overall investment portfolio. Keep in mind that annuities are very aggressively marketed, and it is very important to understand exactly how they work. Continue reading...