A theory about what will happen and why is a hypothesis, and to prove the hypothesis has some relevancy it will have to be compared to the probability of getting those results by pure chance. A hypothesis is a testable prediction of results that should be observed due to the effects of an independent variable. Such predictions must be tested against the probability of the resulting observations happening due to complete chance instead of the influence of the independent variable. Continue reading...
A life settlement, also known as a viatical settlement, is a lump sum payment that purchases a person’s life insurance contract from them and makes the life settlement company the new beneficiary. These have become more regulated in last 20 years due to the questionable moral dilemma that this presents. They tend to only work for permanent life insurance products like whole life and universal life, since the viatical company will know that it will get a return on its investment. Life insurance companies have some of the most impressive returns, in a risk-adjusted perspective, on the money in their general account. Continue reading...
In the realm of healthcare and biotechnology, the cancer research sector remains one of the most dynamic and innovative. As we delve into this fascinating and vital field, we'll explore some of the most notable companies making significant strides in cancer treatment and research. This analysis aims to shed light on these companies, their market potential, and why they stand out as top investment opportunities. Continue reading...
The biotechnology and pharmaceutical sector has always been a hotbed of innovation and investment, particularly in the field of oncology. Cancer, one of the leading causes of death worldwide, has driven companies to develop groundbreaking treatments and technologies. Investors seeking growth potential in their portfolios often turn their attention to the stocks of companies leading the charge in this crucial battle. In this article, we delve into the top stocks within the oncology theme, highlighting notable companies, their market capitalization, and what makes them stand out in this competitive sector. Continue reading...
“Pari-passu” is a Latin phrase meaning “equal footing,” typically in reference to treatment of creditors or beneficiaries when assets are distributed. Some examples of pari-passu in practice would be bankruptcy proceedings when credits are given ‘equal access’ to assets of the company, or in a probate hearing when assets are divided equally amongst beneficiaries. Continue reading...
The healthcare sector has always been a breeding ground for innovation, particularly in the realm of neurological and neurodegenerative disorder treatments. This article delves into the most promising stocks in this specialized category, focusing on companies that have made significant strides in developing medicines for these complex conditions. Continue reading...
Unlock the potential of the pharmaceutical industry! Dive into our comprehensive analysis of the top stocks leading the medical revolution. From groundbreaking R&D to market dominators, discover where to invest in the future of healthcare. Continue reading...
Trading call and put options can be a lucrative endeavor, but it's essential to understand the tax implications. Gains and losses on options can be treated as either capital gains or income, depending on various factors, including the type of option, holding period, and trading strategy. In this article, we will delve into the taxation of call and put options, providing insights into different scenarios and tax treatments. Continue reading...
Unlock the potential of the genomics sector: a fusion of science, technology, and medicine. Dive into top stocks, market insights, and the future of gene therapies. Discover how to invest in the very fabric of human health and be part of a medical revolution. Continue reading...
In the dynamic landscape of the stock market, therapy stocks, particularly in the biotech and pharmaceutical sectors, have always garnered significant attention. These companies are at the forefront of medical innovation, striving to discover, develop, manufacture, and deliver groundbreaking therapies for a wide array of diseases and disorders. This sector, a vital component of the broader healthcare industry, is particularly intriguing for investors looking for long-term growth potential, given its focus on developing treatments that could revolutionize healthcare. Continue reading...
It is possible to make non-deductible contributions to an IRA, even if you have a qualified plan at work. Traditional IRAs are a good place to stash retirement money because of the tax treatment. Some people will choose to make contributions even when they are not deductible, which gives us two kinds of Traditional IRAs: deductible and non-deductible. Deductible IRAs provide a way to lower your taxes because you can deduct contributions to your IRA from your income. Nondeductible IRAs do not allow you to deduct your contributions, but they still retain their tax-deferred growth. Unlike a Roth, these after-tax contributions will be taxed upon withdrawal as income. Continue reading...
Facing life-threatening medical situations is daunting, but having a living will can ease some anxieties. Discover how this legal document empowers you to take control of your medical decisions, ensuring your wishes are respected even when you can't communicate them. Delve into the world of living wills and learn how they serve as a beacon of clarity in the complex realm of medical care. Continue reading...
You can keep your health costs down in retirement by frequently using preventative care, and working hard to stay healthy. You can also tame the costs by saving diligently in your retirement years, so that you have funds set aside for medical expenses. There is also the ability to purchase long-term care insurance, which can kick-in later in life when you have daily care needs. The insurance is often designed to pay out a certain dollar amount each day to pay for your care. Continue reading...
In the dynamic and ever-evolving field of biopharmaceuticals, investors are constantly on the lookout for stocks that promise not only growth but also innovation. This sector, known for its cutting-edge research and development in biologic drugs, stands at the forefront of medical advancement. In this article, we delve into some of the most notable companies in the biopharmaceutical theme, focusing on their market capitalizations, growth potentials, and unique contributions to the field. Continue reading...
Also referred to as passive income, investment income is money paid to an investor from the dividends, premiums sold, or sale of assets in their portfolio. Some investors treat it like a part-time job, such that there is nothing passive about it. In retirement, investors often receive income from bonds, preferred stock, and dividend-paying common shares. Income can be pulled from several kinds of investments, including real estate, and it is likely to be taxed at ordinary income tax rates. Continue reading...
As of June 2023, the small-cap stock landscape showcases some remarkable performers amidst a varied market. Notably, stocks like Prometheus Biosciences Inc., TG Therapeutics Inc., and Akero Therapeutics Inc. have surged over 400% in the past year, illustrating significant market potential. Meanwhile, the Russell 2000 Index remains nearly unchanged, underscoring the unique opportunities within this segment. Continue reading...
IRS Link to Publication — Found Here IRS Publication 15-b outlines the different types of fringe benefits available to employees and describes which ones are taxable to the employee and which ones are not. Fringe benefits might include anything from the use of a company car to an employee life insurance policy paid for by the employer. Fringe benefits may be provided to regular employees or independent contractors (1099 employees). Some examples of fringe benefits include tuition reduction, group disability and cafeteria plans, and childcare benefits. Continue reading...
In the realm of healthcare, few areas are as critical as cardiovascular health. This sector, encompassing a wide range of companies from device manufacturers to pharmaceutical giants, plays a pivotal role in global health. The significance of cardiovascular health is mirrored in the financial world, where companies specializing in heart-related products and services represent some of the most stable and promising investment opportunities. In this article, we delve into the top stocks in the cardiovascular sector, highlighting their market presence, innovations, and financial robustness. Continue reading...
In the ever-evolving landscape of the financial markets, thematic investing has emerged as a strategic approach to portfolio diversification and risk management. Among these themes, the storing water sector stands out as a crucial and resilient field, underpinned by the indispensable nature of water for human survival. This sector encompasses a broad spectrum of activities, including the movement, conservation, and treatment of water, making it an essential area for investment consideration. Continue reading...
IRS Link to Form — Found Here Form 6781 is used to calculate and report gains and losses due from Section 1256 contracts, which covers futures on commodities and indexes, as well as their derivatives, and from straddles, which are options strategies defined under Section 1092. 6781 is used to report positions in futures and options at the end of the year even if no gains or losses were realized through trades. The value of the positions will be marked-to-market at the end of the year, and these will serve to compute the gains and losses for these purposes. Continue reading...