The LIBOR is the benchmark interest rate that the world’s leading banks pay each other for short-term loans (interbank rate). It stands for ‘London Interbank Offered Rate’ and essentially serves as the benchmark that global banks use to determine the interest cost of short-term loans. The rate then becomes useful in determining - and as a reference point - for government bonds, mortgages, student loans, credit cards, and derivatives. Continue reading...
The primary benchmark for short-term interbank loans around the world is the LIBOR, and the Euro Libor is the LIBOR denominated in Euros. There are 16 banks in London that set the LIBOR at the start of each day, and it signifies the average lending rate that the banks would charge each other for short-term loans. The EURO LIBOR is the same, denominated in euros. LIBOR stands for the London Interbank Offered Rate. Continue reading...
When budgeting for companies, some expenses are fixed overhead and some are variable, which depend on the amount of work being done. The direct cost of materials and labor are a good example of variable costs that will fluctuate with production levels. There may be an equation that the company can use to reliably predict these variable costs, but they are not fixed costs. From an accounting perspective, of course, these costs would be in separate sections. Fixed costs include warehousing, depreciation, insurances, rent, taxes, salaries, and so forth. These can be put into the budget before anything else happens or any orders have been taken for the year. The variable costs must be taken into account on the fly. Continue reading...
There are a few ways to measure unemployment, but it is normally interpreted as a percentage of the working-age population that does not have a job. The statistics that are used to determine unemployment rate typically use the number of unemployed people who are actively searching for a job. The Bureau of Labor Statistics conducts a monthly poll called the Current Population Survey which goes out to about 50,000 households, and this is a significant source of unemployment data. Continue reading...
The interbank rate is the average lending rate used between banks of comparable size and creditworthiness when they borrow money from each other. The Federal Funds Rate is the benchmark in America, while LIBOR (the London Interbank Offered Rate) is more prevalent elsewhere. These are indexes which are used to determine rates and terms for other financial instruments and swaps. The Prime Rate, or the rate banks will used for their most credit-worthy customers, is tied to the interbank rate but is slightly higher of course. In America the Federal Funds Rate is so called because the Central bank participates in the lending. This is sometimes called the overnight rate when it refers to money that is lent between banks overnight. Continue reading...
Employers make the decision to establish a 40(k), but it has to be good enough for employees to want to participate. An employer is responsible for establishing a 401(k) and for overseeing it as the sponsor and fiduciary. A self-employed individual can also establish an Individual 401(k), which has the same contribution limits and requires none of the testing or auditing of a regular plan. Other options for work-site retirement plans are SIMPLE IRAs, SEP IRAs, and various kinds of profit-sharing and deferred compensation arrangements. Continue reading...
SIBOR is the primary interbank loan rate quoted in the Asian markets. SIBOR stands for the Singapore Interbank Offered Rate, and is a regional equivalent of the LIBOR, or London Interbank Offered Rate. It serves as a reference rate and is a composite of the reported rates offered by member banks of the Association of Banks in Singapore (ABS) for the lending of unsecured funds over several time frames. Continue reading...
The Consumer Price Index (CPI) is calculated using prices of sample goods from predetermined urban areas. According to the Bureau of Labor Statistics (BLS), the CPI is a product of a series of interrelated samples. First, using data from the 1990 Census of Population, BLS selected the urban areas from which data on prices were collected and chose the housing units within each area that were eligible for use in the shelter component of the CPI. The Census of Population also provided data on the number of consumers represented by each area selected as a CPI price collection area. Continue reading...
America now runs on two economies at once. Workers face shrinking opportunities and depleted savings, while investors chase AI-driven growth and market momentum. This deepening divide is reshaping risk, returns, and why adaptive AI trading strategies matter more than ever. Continue reading...
Unlock unbeatable savings this Labor Day with Tickeron! Get up to 70% off Daily Signals and 50% off AI Robots, plus powerful KGC Stock Analysis tools to boost your trading performance. Limited-time offer—don’t miss out on smarter trading at lower costs! Continue reading...
A pivotal week of labor market data could reshape Fed expectations and trigger major moves across mid-cap stocks. Discover which staffing, payroll software, industrial, logistics, and consumer companies are most exposed to the June 2026 Jobs Report cycle. Continue reading...
Dive deep into the world of economic scarcity, a fundamental pillar shaping our decisions and market dynamics. From the basic definition to its profound market implications, this guide unravels the multifaceted nature of scarcity. Discover how overconsumption, government interventions, and sudden demand surges can lead to resource shortages. Learn about the hidden costs of 'free' goods and how societies cope with scarcity by either increasing supply or decreasing demand. Whether you're an economist, student, or curious reader, this comprehensive exploration offers invaluable insights into the challenges and catalysts of scarcity in our interconnected global economy. Continue reading...
Layoffs just surged to their highest January level since the financial crisis, raising concerns about labor-market momentum in 2026. As companies cut costs and uncertainty grows, investors are watching which sectors will suffer—and which may benefit from the shift. Continue reading...
Explore the evolving definitions of blue-collar and white-collar workers in today's dynamic labor market. This article unveils the historical background, the traditional distinctions, and the emerging trends that blur the lines between these classifications. Understand how technology, education, and societal shifts are reshaping these age-old concepts. Continue reading...
Holiday spending remains strong, but the labor market is cooling—creating a paradox for investors. Discover how key US economic indicators and AI-powered analysis reveal where markets may be headed next. Continue reading...
The Cost of Goods Sold, or COGS, represents the overhead associated with the materials and labor, which were needed to produce the goods sold during a given period. The COGS calculation is only concerned with the production costs of a good, and does not take distribution and sales force costs into account. It will always include the direct materials cost and direct labor cost for each item, but indirect overhead associated with production, such facility costs, are distributed between Inventory and COGS, according to Generally Accepted Accounting Practices (GAAP). Continue reading...
The offshore energy industry, encompassing drillers, shippers of offshore oil producers, and oil services companies, presents a dynamic and often volatile investment landscape. Notable companies like Schlumberger Limited (SLB), Transocean Ltd (RIG), Euronav NV (EURN), and Diamond Offshore Drilling (DO) stand out in this sector. This article aims to provide a comprehensive analysis of these top players in the offshore energy group. Continue reading...
Beneath headline job numbers, the U.S. labor market is weakening fast. As healthcare carries nearly all employment growth, investors may need to rethink where resilience—and risk—now lie. Continue reading...
Journey into the world of Karl Marx, the visionary behind Marxism. From dissecting capitalism's flaws to envisioning a revolutionary alternative, Marx's ideologies have shaped centuries of socio-political discourse. Delve into the essence of class struggle, the critique of economic disparities, and the quest for a just world. As society grapples with modern challenges, Marx's legacy offers a lens to understand and inspire change. Continue reading...
An import is a fundamental concept in international trade, shaping the economic landscapes of nations and influencing global markets. In this article, we will delve into the intricacies of imports, explore their implications, and weigh their pros and cons. At its core, an import refers to a product or service that is produced in one country and then purchased and consumed in another. This exchange forms the bedrock of international trade, connecting economies, facilitating resource allocation, and enabling specialization. The opposite of an import is an export, where goods or services produced domestically are sold abroad. Continue reading...